Visitors to Canada health Insurance

This insurance plan provides medical coverage and protection for travelers coming to Canada who do not have coverage while travelling outside of their home country or who want extra coverage over their existing plan. In many instances, people travelling to Canada are not adequately protected for medical emergencies. This plan can provide protection for medical emergencies, illnesses, accidents, and help cover the expenses associated with these unfortunate events.

Coverage’s range from $25,000, $50,000, or $150,000 (depending on the plan selected) for emergency medical expenses and can be purchased for up to 365 days of travel. The plan requires coverage for a minimum of 7 days and travel must begin and end in Canada; side trips outside of Canada are allowed and coverage may be provided for that portion of travel, as well.

Purchasing the Visitors to Canada plan prior to coming to Canada is recommended, however, it can be purchased while in Canada. If the plan is purchased after arriving in Canada, there will be no coverage for sickness or illness for a period of 48 hours from the policy start date. Coverage for expenses incurred as a result of an accident is covered as soon as the policy is purchased. Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket for these costs can be a large burden. Having protection and coverage for these types of unforeseen, but common events, can provide peace of mind and potentially save travellers thousands of dollars in medical bills.

If you are immigrating to Canada, or are a new immigrant, you will find that most provinces have a waiting period before you are eligible for public health insurance. The length of time you have to wait will vary by province; however, no matter how long or short this waiting period all newcomers to Canada should consider getting emergency medical health insurance coverage. It will provide coverage at a time when you have no coverage.

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