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Trusted Super Visa Insurance Broker in Mississauga, ON

Parents and grandparents of Canadian citizens and permanent residents have a new option for visiting Canada. As of December 1, 2011, you may be eligible to apply for the Parent and Grandparent Super Visa and enjoy visiting your family in Canada for up to two years without the need to renew your status.
 

Super Visa Medical insurance requirements

Along with the application for a Super Visa, applicants must submit proof that they have purchased Canadian medical insurance that

• is valid for a minimum period of one year;
• provides a minimum of $100,000 in coverage;
• covers the applicant for health care, hospitalization and repatriation
• Is valid for each entry to Canada and available for review by a port of entry officer.

Super visa health insurance does not cover everything. This insurance has exclusions, conditions, and limitations. Please read them and understand the policy before you buy this insurance.
 

A pre-existing medical condition exclusion may apply to a medical condition and/or symptoms that existed prior to your trip. "Pre-existing medical condition" means an injury, illness, or disease; symptom(s) that exists before and on the effective date of insurance. Coverage for pre-existing medical conditions may depend on your age and the plan you apply for. Generally, most of the policies pay for emergency medical expenses relating to pre-existing medical conditions, which have been stable in 120-180 days prior to the effective date of the policy. The cost of insurance may depend on whether the plan includes coverage for stable pre-existing conditions or not.
 

The term "stable" in terms of medical insurance is referred to as any of the following conditions:

1. There have been no new symptoms, and existing symptoms have not become more frequent or severe, or there have been no test results showing deterioration; and/or
2. A physician has not determined that the condition has become worse; and/or
3. A physician (or other medical professional) has not prescribed or recommended a change in medication or medical care received for that condition; and/or
4. A physician (or other medical professional) has not prescribed or recommended a change in treatment for that condition; and/or
5. There has been no admission to a hospital, and/or you are not awaiting the results of further investigation for that medical condition.

Any changes in your traveling plans:

If you purchase a policy and then decide to change your travel schedule, you can change your traveling dates (effective date of the policy and arrival date) any time before the effective date of the policy. "Effective date" means the date on which your coverage begins as indicated on your policy confirmation. It may be the date when you plan for your parents to arrive in Canada or you get a super visa.
 

Refunds

If you are denied a visa and refused entry to Canada, you can apply for a refund of the premium you have paid for medical insurance. A full refund is available if you cancelled the policy and requested a refund before the effective date of the policy.
 

You can apply for a partial refund after the effective date of the policy if you did not get a visa or returned to your home country earlier than the expiry date of the policy. For more information on details of the Super Visa, eligibility of application, or any other queries regarding Super Visa insurance, fill out the form to get a no-obligation quote or contact me @ 416-799-4343.